Buying a new TV, refrigerator, or laptop usually means paying the full amount upfront, or breaking it into EMIs that still need a decent down payment to get started. Nikshan’s ₹100 EMI offer, powered by Bajaj Finserv, changes that equation for customers across Kannur, Calicut, North Kerala, and beyond. Here’s exactly how it works, what this Onam’s combo deals actually include, and how to make the most of it.
What the ₹100 EMI offer actually covers
The idea is simple. On eligible products worth above ₹3,000, you can pay just ₹100 upfront and convert the remaining balance into convenient EMIs through Bajaj Finserv. Instead of saving up a large down payment before you buy, you walk out with the product the same day and spread the rest of the cost over manageable monthly payments.
This isn’t limited to one category either. The offer spans Television, Refrigerator, Washing Machine, Smartphone, Laptop, Air Conditioner, Audio, Kitchen Appliances, Small Appliances, Home Appliances, Robotic Vacuum Cleaners, Air Purifiers, and Pressure Washers, along with dedicated deals under ₹199, ₹599, and ₹999 for customers in Kannur and Calicut.
This Onam’s ₹100, ₹200 and ₹300 combo deals in Kerala
Alongside the standard EMI offer, Nikshan is running 28 Onam combo deals this season across its Kannur, Calicut, and North Kerala showrooms, each bundling a few genuinely useful products together for a flat ₹100, ₹200, or ₹300. Here’s what’s actually in them.
₹100 combos cover a mix of electronics and kitchen essentials: a GadPro Cooling Fan with a Just Corseca Soundbar, GadPro Mobile Holder, and boAt Neckband; GadPro OWS earbuds with a GadPro Speaker and Car Charger; a Crompton BLDC Ceiling Fan with a 9W Emergency Bulb and 20W LED Tube; a Luker BLDC Ceiling Fan with an Electric Kettle and Iron Box; a 5L Aluminium Pressure Cooker with a Stainless Steel Rice Cooker and Cookware Set; an Atomberg BLDC Ceiling Fan with an Emergency Torch and 10 LED Bulbs; a Noodles Maker with an Idli Cooker and Stainless Steel Saucepan; a Trimmer, Hair Dryer, Rechargeable Blender, Sandwich Maker, and Bath Towel bundle; an Induction Cooker with a 3pcs Biriyani Pot and 6pcs Dinner Set; a Triply 3pcs Cookware Set with an 8L Biriyani Pot; and a boAt Smartwatch with a GadPro Neckband and a Hapipola Power Bank.
₹200 combos lean more into home and kitchen upgrades: an Air Fryer with a Pedestal Fan and 3pcs Casserole set; a Prestige 750W Mixer Grinder with a Cookware Set; a Preethi Mixer Grinder with a Ceiling Fan and Kettle; a Butterfly 2-Burner Gas Stove with a Pigeon Induction Cooktop and Sauce Pan; a Butterfly Mixer Grinder with a Pigeon 3L Pressure Cooker; a Preethi 3-Burner Gas Stove with a Dinner Set; a BioDrops Water Purifier (Nano UF) with a 7pcs Juice Set; a V-Guard 3-Burner Gas Stove with an 8L Biriyani Pot and Sauce Pan; a Pigeon 9L OTG with an iBell Wet & Dry Vacuum Cleaner; a KENT Water Purifier with an SS Rice Cooker and Bedsheet; a Eureka Forbes Vacuum Cleaner with a Spin Mop; a 3L Water Heater with a Bedsheet, Blanket, 2pcs Pillow, Bath Towel, and Bucket & Mug; a Mixer Grinder (750W) with a 5L Stainless Steel Cooker and 23pcs Dinner Set; a Noise TWS with a GadPro Karaoke Speaker and Zebronics Overhead Headphones; a HEUGOR Car Washer with an Iron Box; and a BLDC Fan with an Electric Kettle, Iron Box, and 2-Burner Gas Stove.
At ₹300, there’s one larger combo built for entertainment and everyday carry: Realme Earbuds, a GadPro Karaoke Speaker, a Just Corseca Soundbar, a Ven-Dens Bike Mobile Holder, and a Xiaomi Power Bank.
If you’re prepping your kitchen for Sadhya cooking this Onam, several of these combos overlap directly with our Onam Sadhya kitchen appliances guide, worth a look alongside these deals.
Combo deals at a glance
| Price | Theme | Example combo |
| ₹100 | Ceiling fans, cookware, wearables | Atomberg BLDC Fan + Emergency Torch + 10 LED Bulbs |
| ₹100 | Personal care & kitchen small appliances | Trimmer + Hair Dryer + Blender + Sandwich Maker + Towel |
| ₹200 | Kitchen appliances & cookware sets | Mixer Grinder (750W) + 5L Cooker + 23pcs Dinner Set |
| ₹200 | Home comfort & bedding | 3L Water Heater + Bedsheet + Blanket + Pillows + Bucket & Mug |
| ₹200 | Audio & cleaning | Noise TWS + Karaoke Speaker + Overhead Headphones |
| ₹300 | Entertainment & carry essentials | Realme Earbuds + Karaoke Speaker + Soundbar + Power Bank |
Each combo is tied to the same ₹100 EMI facility described above, so the flat combo price itself is what you pay upfront, with financing available on eligible purchases beyond that.
Who’s eligible for the ₹100 EMI facility
The ₹100 upfront and EMI conversion is subject to Bajaj Finserv’s eligibility criteria, approval process, and KYC requirements. It also depends on the specific product or category and current availability, since not every item on the floor qualifies at every point in time. The EMI amount, tenure, processing fee, and any other charges are ultimately determined by Bajaj Finserv as the finance provider, not by Nikshan directly.
In practice, this means the fastest way to know if a specific product or combo qualifies, and what your EMI would actually look like, is to ask. Nikshan’s team in Kannur, Calicut, and across North Kerala can check eligibility and walk you through the numbers before you commit to anything.
How to use the offer
Getting started takes just a few steps. Share your name, phone number, and the product category or combo you’re interested in through Nikshan’s enquiry form, and the team follows up with today’s applicable offer along with the ₹100 EMI eligibility for that specific product. From there, you’ll get a clear breakdown of the EMI tenure and any charges before you decide, and once confirmed, you walk away with the product or combo for just ₹100, ₹200, or ₹300 down.
More reasons to shop through Nikshan
Beyond the EMI facility itself, a few other perks come bundled in. Nikshan Easy Rewards adds extra value on eligible purchases and offers. Delivery is available within 72 hours across Kerala, Mangaluru, Bengaluru, and Coimbatore, depending on the product and destination. And if you’re unsure about anything, from product availability to which offer applies to you, Nikshan’s team across Kannur, Calicut, and North Kerala is available to help you figure it out rather than leaving you to read fine print alone.
Frequently asked questions about the ₹100 EMI offer
What is the minimum purchase amount for the ₹100 EMI offer? The offer applies to eligible products worth above ₹3,000. You pay ₹100 upfront, and the remaining balance converts into EMI through Bajaj Finserv, subject to approval.
What’s included in the Onam combo deals? Nikshan’s Onam combo deals bundle two to five related products together for a flat ₹100, ₹200, or ₹300. Examples include a BLDC ceiling fan with an emergency torch and LED bulbs, a mixer grinder with a cookware set and dinner set, and a water heater bundled with bedding and bath essentials.
Which product categories are covered under this EMI offer? The offer covers Television, Refrigerator, Washing Machine, Smartphone, Laptop, Air Conditioner, Audio, Kitchen Appliances, Small Appliances, Home Appliances, Robotic Vacuum Cleaners, Air Purifiers, and Pressure Washers, plus special deals under ₹199, ₹599, and ₹999 for Kannur and Calicut customers.
Is everyone automatically eligible for the ₹100 EMI facility? No. Eligibility depends on Bajaj Finserv’s approval process, KYC verification, and the specific product or category, since availability can vary. Nikshan’s team can confirm your eligibility before you buy.
Who decides the EMI tenure and charges? Bajaj Finserv, as the finance provider, determines the EMI amount, tenure, processing fee, and any other applicable charges, not Nikshan directly.
How fast is delivery after purchase? Nikshan offers delivery within 72 hours across Kerala, Mangaluru, Bengaluru, and Coimbatore, subject to product and location availability.
Are the Onam combo deals available at all Nikshan showrooms in Kerala? Yes. The combo deals are available across Nikshan’s showrooms in Kannur, Calicut, Vadakara, Kuttiyadi, Pazhayangadi, Peravoor, and Cheruvathur, as well as online at nikshan.com.
Get your ₹100 EMI offer today in Kannur, Calicut & North Kerala
From a new TV to a replacement refrigerator, a fresh laptop, or one of this Onam’s combo deals, Nikshan’s ₹100 EMI facility makes it easier to bring it home today instead of waiting to save up. If you’re weighing which model to pick first, our inverter and ceiling fan buying guides can help narrow that down too. Visit the EMI Offers page at Nikshan to check today’s applicable offer and EMI eligibility: https://www.nikshan.com/offers/emi-offers/